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in response to lonesome dove... I am not sure where you live exactly, but I have a few suggestions. Try the Salvation Army. I'm not taling about moving in there. They actually do have some housing funding programs. Also, try some of the churches in your area, whether you are a member of that denomination or not. If they turn you away for not being a member, bless them and let them know that they have just fulfilled the scripture of the good samaritan, where all the religious leaders passed by a man who lay suffering , and they thought themselves too good or too busy to help, but it was the samaritan, a despised person in the time of Christ, who not only cared for the person the religios leaders passed by, but paid for it out of his own pocket. God Bless and pray they quickly receive the reward of their faith.
I think its unfair and actually penalizes parents and students and there are alot of sticky situations in between. For instance, my 19 year old daughter hasn't lived at home in three years, but I had to give my info. for her to get her student loan. She qualified for 8,000 of the 14,000 and they wanted me to take out the loan for the remaining. I refused. I already pay her rent, gas, cable, and food bills. So, they denied her the financial aid unless a parent co-signed. Even if the parent is denied, they must apply(or someone has to apply as a co-signer) for the student to get any aid.
I ended up making monthly payments of about 438 a month for her remaining balance and this was the only way I could get her qualified to receive her financial aid.
Best of luck, have your son apply for scholarships and see if that helps any, also maybe a fee waiver which is different from financial aid..but helps alot as it takes care of fee's at public colleges.
I can't earn much money for care my 4 kids. Eldest daughter is a student of University and 3 others are schoolchild, I can't pay study fees of my eldest about 700 $ plus 2000 $ credit. I appreciate help me. Regards